About us
Highest-Credit-Score(HCS) is a fast-growing credit and loan management platform that is changing the way consumers apply for and manage their credit. As a strong consumer advocate, we provide consumers the free tools they need to reach their financial goals. Since launching in 2010, H-C-S has helped millions of consumers find better financial products and do more with their credit score.
What we do exactly
Credit Score & Monitoring
Identity Theft Protection
Savings Recommendations
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All for free
It’s difficult to know which credit and loans are the best for you without any help. That’s why we offer a total solution: a complete picture of your credit and loans in one place.
How does it work?
Get Your Free Credit Score and Monitoring
We believe it's a consumer's right to access all their financial information. Get your free credit score each month and monitor your credit report at no cost. We'll also send you daily monitoring alerts about changes to your credit report.
Stay Informed with Real-time Monitoring & Alerts
HCS can help you monitor your credit and protect your finances with personalized alerts. We monitor key financial indicators and your Credit HCS profile to alert you to changes in your credit score or home value. We also let you know when better credit card and loan options become available. You can personalize alerts to receive them in real–time, daily or weekly.
Knowing Your Options Can Save You Money
Know what options are available to you. We'll show you offers based on your credit profile, financial goals, and market conditions. Choose what's best for your bottom line and save on credit cards, home loans, auto loans, and more.
Manage Your Credit and Loans in One Place
HCS automatically pulls your credit information every month to show you your credit score for free. We also show you information about your credit cards and loans so you can take control of your finances with ease.
Get Powerful Insights Into Your Finances
Find out how to make better decisions to improve your financial life. We'll show you what's impacting your credit score, if you are overpaying on your loans and credit cards, and how your financial picture compares to your peers.
Get Powerful Insights Into Your Finances
Find out how to make better decisions to improve your financial life. We'll show you what's impacting your credit score, if you are overpaying on your loans and credit cards, and how your financial picture compares to your peers.
See How Your Finances Measure Up Over Time
HCS trending charts make it easy to see how you've improved your financial picture. Each month you can track your loan payments, interest rates, credit score and credit ratios to see what type of loans you qualify for.
Mobile Apps
Stay on top of your finances no matter where you are. You can access your Credit Sesame account on your desktop and through mobile apps on your iPhone or Android.
How Does HCS Work & How Does It Find My Credit Score?
Manage your finances, all in one place
It automatically pulls in your credit information every month from TransUnion’s VantageScore, including your free credit score and your debts, and always for free.
Get personalized recommendations
We deliver recommendations that are best for your bottom line in order for you to make better financial decisions.
Sign up in as little as 90 seconds. It's truly free.
1. Answer some questions.
Verify your information to create a secure account.
2. You are done.
Understand your credit profile, access financial tools and personalized recommendations, and take control of your finances.
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